Investing in a pre-selling condo offers several benefits:

• Lower Prices & Flexible Payment Terms – Pre-selling units are typically 20-30% cheaper than RFO units, with low down payments and installment plans.
• High Appreciation Potential – Property values increase as the project nears completion, giving investors strong capital gains.
• Better Unit Selection – Early buyers get first pick on prime units (higher floors, better views, or corner units).
• Rental Income Potential – Once completed, you can rent out the unit for passive income, especially in high-demand locations.
• Modern Amenities & Features – New condo projects offer updated facilities like smart home technology, gyms, and pools.
• Hedge Against Inflation – Real estate values tend to rise, making condos a good long-term investment.

• Construction Delays – Completion dates can change due to unforeseen circumstances.
• Changes in Plans – Some unit layouts or amenities may be modified from the original plan.
• Developer Reliability – Researching the developer’s track record is essential to avoid scams or failed projects.

Check the following:

• The developer’s past projects and reputation.
• If the project is registered with the HLURB (Housing and Land Use Regulatory Board).
• Reviews and feedback from previous buyers.

Most developers offer flexible payment schemes, including:

• Reservation Fee – A small amount to secure the unit.
• Down Payment – Often 10-20% of the total price, payable in monthly installments.
• Balance Payment – Paid through bank financing, in-house financing, or Pag-IBIG loan upon turnover.

Yes, you can finance the remaining balance through:

• Bank loans – Lower interest rates but requires good credit.
• Pag-IBIG housing loan – Available for eligible members.
• In-house financing – Direct payment to the developer but may have higher interest rates.

Developers provide a tentative turnover date. If delayed, buyers may be compensated depending on the contract. Always check the Contract to Sell (CTS) for details on delays and penalties.

Yes, this is called flipping. Some developers allow reselling, but there may be transfer fees. Check with the developer regarding resale policies.

Most pre-selling condos are delivered as:

• Bare Units – No partitions or fixtures.
• Semi-Finished Units – With basic finishes like tiles, paint, and a kitchen counter.

• The developer’s credibility and project history.
• The location and future developments in the area.
• The project’s features, amenities, and turnover specifications.
• Payment terms and financing options.
• The resale potential and rental demand in the area.